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Net lending (+) or net borrowing (-) by institutional sector and households saving rate - Quarter 4/2018
Indicator Note Value Anual change Percentage of Gross Domestic Product (GDP)
Total economy 10,249 -1,463 3.2
Non-Financial Corporations 10,821 -2,300 3.4
Financial corporations 10,288 1,450 3.3
General government -16,175 1,445 -5.1
Households 5,315 -2,058 1.7
Household saving rate 10.2 -0.2 --
  • Net lending (+) / net borrowing (-) in Million euro
    Year-to-year change: difference compared to the same quarter of the previous year
    Households including non-profit institutions serving households

The Quarterly Non-Financial Accounts for the Institutional Sectors (QNFAIS) quantify the economic relations that occur each quarter among the institutional sectors that make up the national economy (households and non-profit institutions serving households, non-financial corporations, financial corporations and the general government) and between these and the rest of the world. They constitute an ordered series of accounts describing each of the phases of the economic process: production and generation of income, distribution and redistribution, final consumption, saving and accumulation of assets.

The results of the QNFAIS are presented in the form of integrated and detailed accounts, as well as a time series of the different operations and balances recorded therein. It also includes the series adjusted for seasonal and calendar effects of the main accounting balances of the national economy, flows with the rest of the world and the main balances and transactions of non-financial corporations, general government and households.

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