Sex Highest level of studies completed Have had expenses or not Total BOTH SEXES Total Total 100.00 BOTH SEXES Total Yes 98.55 BOTH SEXES Total No 1.45 BOTH SEXES First stage secondary education and lower Total 100.00 BOTH SEXES First stage secondary education and lower Yes 98.51 BOTH SEXES First stage secondary education and lower No . BOTH SEXES Intermediate-level studies Total 100.00 BOTH SEXES Intermediate-level studies Yes 99.45 BOTH SEXES Intermediate-level studies No . BOTH SEXES Tertiary level and university studies Total 100.00 BOTH SEXES Tertiary level and university studies Yes 98.09 BOTH SEXES Tertiary level and university studies No 1.91 MALES Total Total 100.00 MALES Total Yes 98.66 MALES Total No 1.34 MALES First stage secondary education and lower Total 100.00 MALES First stage secondary education and lower Yes 98.70 MALES First stage secondary education and lower No . MALES Intermediate-level studies Total 100.00 MALES Intermediate-level studies Yes 99.57 MALES Intermediate-level studies No . MALES Tertiary level and university studies Total 100.00 MALES Tertiary level and university studies Yes 98.10 MALES Tertiary level and university studies No 1.90 FEMALES Total Total 100.00 FEMALES Total Yes 98.43 FEMALES Total No 1.57 FEMALES First stage secondary education and lower Total 100.00 FEMALES First stage secondary education and lower Yes 98.28 FEMALES First stage secondary education and lower No . FEMALES Intermediate-level studies Total 100.00 FEMALES Intermediate-level studies Yes 99.30 FEMALES Intermediate-level studies No . FEMALES Tertiary level and university studies Total 100.00 FEMALES Tertiary level and university studies Yes 98.09 FEMALES Tertiary level and university studies No 1.91