Sex Highest level of studies completed Have had expenses or not Total BOTH SEXES Total Total 100.00 BOTH SEXES Total Yes 67.72 BOTH SEXES Total No 32.28 BOTH SEXES First stage secondary education and lower Total 100.00 BOTH SEXES First stage secondary education and lower Yes 42.32 BOTH SEXES First stage secondary education and lower No 57.68 BOTH SEXES Intermediate-level studies Total 100.00 BOTH SEXES Intermediate-level studies Yes 73.77 BOTH SEXES Intermediate-level studies No 26.23 BOTH SEXES Tertiary level and university studies Total 100.00 BOTH SEXES Tertiary level and university studies Yes 71.93 BOTH SEXES Tertiary level and university studies No 28.07 MALES Total Total 100.00 MALES Total Yes 68.33 MALES Total No 31.67 MALES First stage secondary education and lower Total 100.00 MALES First stage secondary education and lower Yes 45.71 MALES First stage secondary education and lower No 54.29 MALES Intermediate-level studies Total 100.00 MALES Intermediate-level studies Yes 71.46 MALES Intermediate-level studies No 28.54 MALES Tertiary level and university studies Total 100.00 MALES Tertiary level and university studies Yes 72.63 MALES Tertiary level and university studies No 27.37 FEMALES Total Total 100.00 FEMALES Total Yes 67.21 FEMALES Total No 32.79 FEMALES First stage secondary education and lower Total 100.00 FEMALES First stage secondary education and lower Yes 39.65 FEMALES First stage secondary education and lower No 60.35 FEMALES Intermediate-level studies Total 100.00 FEMALES Intermediate-level studies Yes 75.83 FEMALES Intermediate-level studies No 24.17 FEMALES Tertiary level and university studies Total 100.00 FEMALES Tertiary level and university studies Yes 71.34 FEMALES Tertiary level and university studies No 28.66