Sex Highest level of studies completed Have had expenses or not Total BOTH SEXES Total Total 100.00 BOTH SEXES Total Yes 25.38 BOTH SEXES Total No 74.62 BOTH SEXES First stage secondary education and lower Total 100.00 BOTH SEXES First stage secondary education and lower Yes 25.12 BOTH SEXES First stage secondary education and lower No 74.88 BOTH SEXES Intermediate-level studies Total 100.00 BOTH SEXES Intermediate-level studies Yes 24.97 BOTH SEXES Intermediate-level studies No 75.03 BOTH SEXES Tertiary level and university studies Total 100.00 BOTH SEXES Tertiary level and university studies Yes 25.74 BOTH SEXES Tertiary level and university studies No 74.26 MALES Total Total 100.00 MALES Total Yes 19.77 MALES Total No 80.23 MALES First stage secondary education and lower Total 100.00 MALES First stage secondary education and lower Yes 19.26 MALES First stage secondary education and lower No 80.74 MALES Intermediate-level studies Total 100.00 MALES Intermediate-level studies Yes 19.00 MALES Intermediate-level studies No 81.00 MALES Tertiary level and university studies Total 100.00 MALES Tertiary level and university studies Yes 20.52 MALES Tertiary level and university studies No 79.48 FEMALES Total Total 100.00 FEMALES Total Yes 31.70 FEMALES Total No 68.30 FEMALES First stage secondary education and lower Total 100.00 FEMALES First stage secondary education and lower Yes 32.30 FEMALES First stage secondary education and lower No 67.70 FEMALES Intermediate-level studies Total 100.00 FEMALES Intermediate-level studies Yes 32.29 FEMALES Intermediate-level studies No 67.71 FEMALES Tertiary level and university studies Total 100.00 FEMALES Tertiary level and university studies Yes 31.11 FEMALES Tertiary level and university studies No 68.89