Deciles of income per consumption unit (2011) Banking services Total Total Households using this service (percentage) 97.8 Total Households using this service (thousands) 17,645.4 Total With a great deal of difficulty 2.6 Total With some difficulty 11.1 Total With ease 46.5 Total With a great deal of ease 39.7 Total DN 0.1 First decile Households using this service (percentage) 96.2 First decile Households using this service (thousands) 1,590.4 First decile With a great deal of difficulty 3.0 First decile With some difficulty 9.1 First decile With ease 46.6 First decile With a great deal of ease 41.2 First decile DN 0.2 Second decile Households using this service (percentage) 96.2 Second decile Households using this service (thousands) 1,555.2 Second decile With a great deal of difficulty 3.4 Second decile With some difficulty 13.7 Second decile With ease 46.3 Second decile With a great deal of ease 36.3 Second decile DN 0.3 Third decile Households using this service (percentage) 97.2 Third decile Households using this service (thousands) 1,822.9 Third decile With a great deal of difficulty 4.1 Third decile With some difficulty 11.5 Third decile With ease 46.2 Third decile With a great deal of ease 38.0 Third decile DN 0.3 Fourth decile Households using this service (percentage) 98.3 Fourth decile Households using this service (thousands) 1,859.0 Fourth decile With a great deal of difficulty 2.5 Fourth decile With some difficulty 12.4 Fourth decile With ease 48.8 Fourth decile With a great deal of ease 36.3 Fourth decile DN 0.0 Fifth decile Households using this service (percentage) 97.8 Fifth decile Households using this service (thousands) 1,761.4 Fifth decile With a great deal of difficulty 2.4 Fifth decile With some difficulty 10.8 Fifth decile With ease 45.0 Fifth decile With a great deal of ease 41.8 Fifth decile DN 0.0 Sixth decile Households using this service (percentage) 98.5 Sixth decile Households using this service (thousands) 1,753.0 Sixth decile With a great deal of difficulty 3.1 Sixth decile With some difficulty 11.0 Sixth decile With ease 49.5 Sixth decile With a great deal of ease 36.3 Sixth decile DN 0.0 Seventh decile Households using this service (percentage) 99.2 Seventh decile Households using this service (thousands) 1,860.7 Seventh decile With a great deal of difficulty 1.7 Seventh decile With some difficulty 10.6 Seventh decile With ease 46.7 Seventh decile With a great deal of ease 41.0 Seventh decile DN 0.1 Eighth decile Households using this service (percentage) 98.7 Eighth decile Households using this service (thousands) 1,768.9 Eighth decile With a great deal of difficulty 1.4 Eighth decile With some difficulty 10.7 Eighth decile With ease 46.8 Eighth decile With a great deal of ease 41.1 Eighth decile DN 0.0 Ninth decile Households using this service (percentage) 98.8 Ninth decile Households using this service (thousands) 1,854.4 Ninth decile With a great deal of difficulty 2.3 Ninth decile With some difficulty 11.1 Ninth decile With ease 44.4 Ninth decile With a great deal of ease 42.1 Ninth decile DN 0.2 Tenth decile Households using this service (percentage) 97.2 Tenth decile Households using this service (thousands) 1,819.5 Tenth decile With a great deal of difficulty 2.1 Tenth decile With some difficulty 10.2 Tenth decile With ease 45.2 Tenth decile With a great deal of ease 42.3 Tenth decile DN 0.2