Nationality;They have borrowed money and type of lender;Total Total;Total;100.0 Total;Have borrowed money;31.2 Total;- Bank or financial institution;3.6 Total;- NGO;1.0 Total;- Family;13.6 Total;- Friends;15.7 Total;- Others;1.5 Total;Have not borrowed money;68.8 Spanish;Total;100.0 Spanish;Have borrowed money;33.5 Spanish;- Bank or financial institution;5.5 Spanish;- NGO;0.5 Spanish;- Family;15.3 Spanish;- Friends;15.1 Spanish;- Others;2.1 Spanish;Have not borrowed money;66.5 Foreign;Total;100.0 Foreign;Have borrowed money;28.9 Foreign;- Bank or financial institution;1.7 Foreign;- NGO;1.4 Foreign;- Family;12.0 Foreign;- Friends;16.4 Foreign;- Others;1.0 Foreign;Have not borrowed money;71.1