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Mortgage Statistics (M). October 2024. Provisional data 20 December 2024

The number of mortgages constituted on dwellings recorded in the land registries in October was 51,535, 60.8% more in annual rate. The average amount of mortgages on dwellings increased by 7.3% and stood at 150,556 euros. The average interest rate on new mortgages on dwellings was 3.12%.

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Mortgages constituted on dwellings - October 2024
Indicator Note Value Monthly change Annual change
Number of mortgaged dwellings 51,535 24.8 60.8
Average amount (euros) 150,556 0.0 7.3
Average interest rate 3.12 -0.6 -5.8
Latest data
October 2024 Published: 20/12/2024
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The Mortgage Statistics provide information on constitutions of mortgages, that is, regarding the number of new mortgages constituted on real estate properties during the reference month and the amount of new mortgage loans corresponding to said mortgages. Since 2006, information on changes and cancellations in mortgages is published. All this information is broken down on the basis of various variables such as the nature of the mortgaged property or lending institution.

Colegio de Registradores
All the information on constitutions, changes and register cancellations of mortgages is obtained from the information contained in the Land Registers of the entire national territory, by virtue of a collaboration agreement signed in 2004 between the two institutions. In order to facilitate comparisons, the data for 2003 are presented according to both the old and the new base.