Instituto Nacional de Estadística

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Mortages. H. February 2021

The number of mortgages on dwellings registered in the property registries is 31,647, 13.8% less in annual rate. The average amount of these mortgages increased by 25.0% to 131,380 euros.

Mortgages constituted on dwellings - February 2021
Indicator Note Value Monthly change Anual change
Number of mortgaged dwellings 31,647 15.0 -13.8
Average amount (euros) 131,380 1.8 -25.0
Average interest rate 2.46 -0.3 -6.5
Latest data
February 2021 Published: 28/04/2021

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The Mortgage Statistics provide information on constitutions of mortgages, that is, regarding the number of new mortgages constituted on real estate properties during the reference month and the amount of new mortgage loans corresponding to said mortgages. Since 2006, information on changes and cancellations in mortgages is published. All this information is broken down on the basis of various variables such as the nature of the mortgaged property or lending institution.

Colegio de Registradores
All the information on constitutions, changes and register cancellations of mortgages is obtained from the information contained in the Land Registers of the entire national territory, by virtue of a collaboration agreement signed in 2004 between the two institutions. In order to facilitate comparisons, the data for 2003 are presented according to both the old and the new base.