The total number of registrations of certifications of foreclosures initiated in the land registers in the fourth quarter of 2024 was 5,207, representing a fall of 4.2% with respect to the same quarter of the previous year.
Foreclosures on dwellings of natural persons rose by 9.2%. Of the above, those initiated on usual dwellings went up by 11.5%.
1Includes the following items: premises, garages, offices, storage rooms, warehouses, buildings intented for dwellings, other buildings and urban exploitations.
Foreclosures on dwellings accounted for 68.0% of the total number of foreclosures in the fourth quarter.
49.2% of the total number of foreclosures corresponded to usual dwellings of natural persons, 8.9% to legal persons and 9.9% to other dwellings of natural persons. In turn, foreclosures of other urban properties accounted for 22.8% of the total.
7.4% of the foreclosures during the fourth quarter were on new dwellings and 92.6% were on used ones.
The number of foreclosures on new dwellings decreased 25.8% in the annual rate, while that of used dwellings rose by 8.0%.
15.7% of the foreclosures initiated on dwellings in the fourth quarter corresponded to mortgages constituted in 2007, 14.5% to mortgages constituted in 2006 and 9.2% to mortgages constituted in 2008.
The 2005-2008 period accounted for 49.5% of foreclosures initiated in this quarter.
Percentage
The Autonomous Communities with the greatest number of foreclosures certifications on the total number of properties were Andalucía (1,195), Cataluña (994) and Comunitat Valenciana (819). In turn, Comunidad Foral de Navarra (23), La Rioja (60) and Principado de Asturias (75) registered the smallest numbers.
In the case of dwellings, Andalucía (839), Cataluña (749) and Comunitat Valenciana (579) registered the greatest number of foreclosures. The lowest numbers were in the Comunidad Foral de Navarra (19), Cantabria (24) and La Rioja (28).
The total number of registrations of certifications for foreclosures initiated in 2024 was 20,262, 4.8% more than in 2023.
Of the 10,713 dwellings of natural persons with foreclosures, 8,921 were owned permanent dwellings (4.3% less than in 2023). Meanwhile, 1,792 were non-permanent dwellings of their owners (12.6% less).
2 These include premises, garages, offices, storerooms, warehouses, buildings assigned to dwellings, other buildings and urban uses.
9.5% of the foreclosures on dwellings in 2024 were on new dwellings and 90.5% were on used dwellings.
The number of foreclosures on new dwellings decreased by 0.7% compared to the previous year, while that of used dwellings fell by 4.1%.
In 2024, 14.9% of the foreclosures initiated on dwellings corresponded to mortgages constituted in 2007, 15.0% to mortgages constituted in 2006 and 9.0% to mortgages constituted in 2008.
The 2005-2008 period accounted for 48.9% of the foreclosures initiated in 2024.
The data published today are provisional and will be reviewed when the data for the same period next year are published. All the results of this operation are available at INEbase.
The Foreclosure statistics provide information on foreclosure certifications initiated and registered in the Land Registers during the reference quarter, relating to all rural and urban properties. The results are broken down on the basis of various variables such as the nature of the property, regime, state and owner of the dwellings with a foreclosure initiated.
The information on foreclosure certifications is obtained from the data contained in the Land Registries of the entire national territory. The Association of Land and Mercantile Registrars of Spain (CORPME) provides centralised information to the INE.
More information on the methodology and the standardised methodological report.
INE statistics are produced in accordance with the Code of Good Practice for European Statistics. More information at Quality at INE and Code of Best Practices.
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